The mobile applications "Sanly Bank" (hereinafter referred to as "applications," "mobile applications") are serviced and provided by the State Commercial Bank of Turkmenistan "Türkmenistan" (hereinafter referred to as "the Organization" or "the Lender"). The legal address of the Organization is Ashgabat, 744000, Ashgabat city, Gorogly Street, 79. This Privacy Policy (hereinafter referred to as "Policy") is available on the website tnbk.tm.
By downloading and installing the "Sanly Bank" mobile applications, you fully accept the terms of this Policy and consent to the processing of your data as described herein. If you do not agree with this Policy, please do not download or use the mobile applications. The Organization reserves the right to modify or supplement this Policy at any time without prior notice to users. You should periodically review this Policy for updates. Continued use of the applications constitutes your agreement to the updated Policy.
The Organization, acting as a lender where applicable, collects and processes your data for the following purposes:
The data that may be collected and processed by the Organization and its partners include:
The Organization, as the lender, may collect, record, organize, store, modify, combine, group, depersonalize, delete, and use your data in conjunction with other information to support, manage, and develop the applications. Your data may be shared with third parties in the following cases:
You voluntarily consent to the transmission of your data to third-party service providers, regulatory authorities, and partners, as required by applicable laws.
Your data will be stored securely by the Organization and its authorized partners. You may request the termination of this consent at any time by contacting the Organization, and such termination will take effect upon confirmation.
You are responsible for the accuracy and reliability of the data you provide. In the event of inconsistencies or errors in your data, you must update it by contacting the Organization’s support team as outlined in the "Contacts" section. The Organization reserves the right to modify or delete inaccurate data to ensure compliance with laws and the integrity of lending services.
As the provider of lending-related services, the Organization complies with applicable laws and regulations in all jurisdictions where the applications are offered. Users are advised that lending activities conducted through the "Sanly Bank" applications are subject to oversight by relevant financial authorities. The Organization holds the necessary authorizations and licenses to operate as a lender in the supported regions, including compliance with data protection and financial regulations.
For inquiries regarding this Policy or the processing and use of your data in connection with the "Sanly Bank" applications, you may contact the Organization: