To open a time deposit, a minimum of 200 manats must be deposited. There is no limit to the maximum deposit amount. Deposits can be replenished. A time deposit account is opened based on the passport and application of the individual.

The "Bagtyýar nesil" deposit is intended for parents of minor children and is opened for a term until the child reaches adulthood. The minimum deposit amount is 200 manats, and there is no limit on the maximum amount. Deposits can be replenished. The deposit can be made in cash or by bank card. To open the deposit, the following documents are required: the child's birth certificate, the parents' passports, and their application.

The "Bagtyýar Lukman" deposit is intended for healthcare and pharmaceutical industry workers in Turkmenistan. The minimum deposit amount is 200 manats, and the maximum is 50,000 manats. To open the deposit, the following documents are required: a certificate of employment, passport, and application.

To open a pension deposit, a minimum of 100 manats must be deposited. There is no limit to the maximum deposit amount. Deposits can be replenished. The deposit can be made in cash or by bank card. The pension account is opened based on the passport and application of an individual who has reached retirement age or holds a pension certificate.

The demand deposit is available to individuals and can be requested at any time. It has no term limit and no maximum amount. Deposits can be replenished. To open a demand deposit, the individual's passport and application are required. Depositors can make payments using bank cards through ATMs, "Internet Bank", and "Mobile Bank".